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For What it’s Worth

It Is What It Is!

Monday, February 22nd, 2010

There's a phrase I hear people using a lot these days; "it is what it is". So what does that mean?  Of course things "are what they are".  It's really hard to argue with that kind of logic. I think we use this phrase when we feel like there's nothing we can do about something; [...]

Releases, Readdressing, and New Assignments

Tuesday, February 16th, 2010

Anyone who has been in the appraisal business for any length of time has had a call requesting a report be "transferred" to a new client by changing the name.  This request, referred to as "readdressing" in USPAP, is not permitted.  Simply changing the name does not change the original appraiser-client relationship and is considered [...]

Appraiser Independence Day

Tuesday, February 9th, 2010

This Sunday is Valentine’s Day but the following day, February 15, 2010 is appraisers’ independence day; at least as far as HUD is concerned.  Mortgage letter 2009-28 was originally set to go into effect on January 1, 2010 but was postponed until February 15, 2010. This Mortgagee Letter, with the subject of Appraiser Independence, outlines [...]

My New Blog

Tuesday, February 2nd, 2010

Well, no surprise here, I was right about the reaction you get when you mention AVMs to a group of appraisers.  After sending last week’s For What it’s Worth (FWIW) on AVMs, I received a throng of email.  Most expressed an interest in the new pilot, some requested more information on how to prepare and [...]

Getting Along With The AVM

Thursday, January 28th, 2010

Last week’s “For What It’s Worth” addressed the new year and the multitude of changes the appraisal profession has seen and will see in the future. A few years ago a somewhat hokey book called Who Moved My Cheese by Spencer Johnson, M.D. was very popular.  I say hokey because the book used four fictional [...]

Happy New Year!

Monday, January 11th, 2010

Starting a new year is always a great time to reflect on the past and look toward to the future.  I think that is why so many of us enjoy January 1 and celebrating the New Year.  It is a time of change, a time when we examine the last 365 days and make plans [...]